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I could start this article by trying to convince you of why you need to save. But, you’re already reading this article. And, let’s face it. Almost all of us need to save to retire. I am also not going to give you a bag of tricks. Instead, I will go straight to the heart of the matter. At their core, financial problems are almost always of a psychological nature. And as we learn more about the psychology of spending, saving happens naturally.





